Ensure a comfortable retirement where you can choose your lifestyle.
We’ll help you create the wealth you need to see you through retirement. Backed by the Futuro Financial Planning group and with over 20 years’ experience offering independent, tailored advice to clients across Townsville, Ingham, Ayr, Charter’s Towers and beyond, Michael Mayoh is your ideal choice for financial advice and support.
When you’re young it’s easy to stick your head in the sand, live for the moment and let your future worry about itself. But what about what you’d like to achieve in your life – house, a nice car, lots of travel and perhaps a family?
Starting a family is an emotional and tiring but ultimately a very rewarding time. You’re busy; your expenses are increasing as it’s not just you, you need to care for anymore and for most it also means a reduced income.
The kids have grown up, so expenses should be going down, right? Maybe not, as the kids become teenagers, expenses seem to rise as their needs become more evolved, so how do you manage.
Ready for Retirement
The kids have grown up and flown the nest. Your life is your own again and you’ve managed to accumulate assets, enjoy a comfortable standard of living and a greater capacity to save and enjoy life.
Will I have enough? This is the number one question we get asked by retiree’s, closely followed by, what if I run out of money? These are legitimate questions with 7 out of 10 Australians not being able to self-fund their retirements.
With an aging population in Australia, the Aged Care industry is expanding and with expansion comes complexities. It will soon be the case that the number of people entering aged care facilities will out strip the spaces available.